Joshua Street

Financial Analysis of Upgrading to the iPhone 7

Financial Planning No Comment

Long story short, I shattered the screen on my iPhone 6 recently after two years of owning it without any issues.  The phone has worked great for me and isn’t showing any signs of wear.  The battery still holds a charge just fine, it processes information as quickly as the day I first got it, I’ve got […]

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Joshua Street

Pay the Penalty!

Financial Planning, Investing No Comment

So everyone ‘knows’ that they should never withdraw from their retirement accounts until 59 1/2 years old, right?  Most people cite the 10% penalty that you’d have to pay to the IRS as the big prohibitive cost…but what if the math suggests otherwise?? I heard about the possibility that you may actually come out better […]

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Joshua Street

Financial Independence

Financial Planning, Self-Improvement No Comment
Financial Independence

I consider myself privileged to have learned the value of money very early in my life, even though I grew up in a normal home without any major wealth. Starting before I could even ride a bike, my grammy and I would make a habit of getting up early on Sunday mornings to visit the flea market, […]

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Joshua Street

The Miracle Morning

Book Reviews, Self-Improvement No Comment

My desire for constant improvement – illustrated in the mindset of being a lifelong Student of Finance – has been ingrained in me for quite some time. However, my level of self-awareness, motivation, and focus jumped to a whole new level after reading The Miracle Morning book a little over a month ago… This book is incredibly […]

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Joshua Street

Risks Are Everywhere

Financial Planning, Investing No Comment

Saying that “Risks are everywhere!” isn’t necessarily a profound statement, but it’s important to recognize from a high level that there are risks present in every aspect of our lives.  In most cases, we generally handle the risk by either avoiding it, knowingly accepting the risk, reducing the frequency or severity of the risk, or […]

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Joshua Street

Diversifying Your Portfolio

Investing No Comment
Diversifying Your Portfolio

Many investors know diversification to be the only “free lunch” in finance.  The analogy most used for understanding the concept of diversification is to not put all your eggs in one basket, meaning that you shouldn’t risk all your prospects on the success of one venture. Taken in the context of investing, you can usually get a […]

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Joshua Street

Top Podcasts

Financial Planning, Investing, Self-Improvement No Comment
Top Podcasts

With more time and distractions seeming to always take a bite out of my day, I found it hard to make time for daily self-improvement through reading books & articles online. Instead, I realized I could make the most of my time by listening to podcasts during workouts at the gym, commuting to work, performing […]

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Joshua Street

Prior Year Contributions

Financial Planning No Comment
Prior Year Contributions

With the April 15th tax filing deadline coming up, many are considering making a prior year contribution for 2015 into their Traditional or Roth IRAs.  If you earned money during 2015 and are under 70.5 years old, it’s at least worth considering whether it’s in your best interest to contribute either some money to yours or even […]

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Joshua Street

The Richest Man In Babylon

Book Reviews No Comment
The Richest Man In Babylon

The Richest Man in Babylon is my favorite finance book of all time, hands down.  It’s a fun/light read and I’ve already read it a couple times – I plan to revisit it periodically in the future because it’s such an entertaining way to cover all the timeless principles of building wealth.  I highly recommend […]

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Joshua Street

Student of Finance

Uncategorized No Comment

To myself (and any friends/family/others who stumble across my blog in its early stages): This blog is intended for Students of Finance.  Personally, I consider myself to be a “Student of Finance” in a philosophical sense, even though I finished my formal education when I graduated college a little while back.  The concept of being a Student of […]

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Student of Finance

The broader finance industry is constantly evolving and providing new challenges for practitioners and end users alike. Acknowledging this fact, the best way to effectively manage your own finances and the finances of others is to become a lifelong student of finance. Josh Street created the Student of Finance blog to share relevant and timely topics that are related to financial planning, investments, and managing wealth.

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Disclosures

The commentary on this website reflects the personal opinions, viewpoints and analyses of Joshua Street and should not be regarded as a description of services provided by his employer or its affiliates. The opinions expressed in this website are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide general education about the financial industry. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Any indices referenced for comparison are unmanaged and cannot be invested into directly. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.