The Endless Search For More Knowledge About Personal Finance, Wealth Management, & Investing.

Posted by Joshua Street

Joshua Street

How To Invest Your Pile Of Cash

Uncategorized No Comment

It would be great if all investors were aware of the concept of zero-based thinking, a framework for making decisions in which you imagine yourself back at the point before particular decisions were made so that you could consider all available information that you now know in order to make the most well informed decision.  […]

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Joshua Street

Money Transfer Inefficiencies

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With Venmo and other similar money transfer services seeing strong spikes in usage in recent years, the demand for nearly instant money transfers at low or no-cost finally appears to be on the rise in the US.  The vastly outdated system of Automated Clearing House (ACH) transfers, sometimes referred to as electronic checks, is in […]

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Joshua Street

Bitcoin

Investing No Comment

Bitcoin has been dominating the news lately, characterized by crazy speculation and severe price swings.  I have no intention of “investing” in it at the moment, given that it’s entirely a gamble and not actually an investment; however, I do really like the blockchain technology and what it can potentially do in other areas aside […]

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Joshua Street

2017 Recap & Market Commentary

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Key Observations: –   In 2017, all major asset classes experienced strong returns. Many asset classes went from expensive to even more expensive over the course of the year, and strong momentum remains for many asset classes, even though it appears to have begun slowing down a bit. –   Over the coming years, portfolio returns are […]

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Joshua Street

Monthly Market Commentary

Investing No Comment

Source: Morningstar Direct daily total return data for SPY, EFA, EEM, AGG, TIP, DBC, GLD, & ICF   October was another strong month for equities, generally speaking, as they continued their run up.  Although they continue to keep reaching new tops, it appears that the positive momentum signals may be decelerating slightly.  Considering that this […]

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Joshua Street

Monthly Market Comentary

Investing No Comment

Source: Morningstar Direct daily total return data for SPY, EFA, EEM, AGG, TIP, DBC, GLD, & ICF   Following a few years of tough performance for emerging market equities, investors have shifted their attention to emerging markets in 2017, driving up prices in EM close to 30% since the beginning of this year.  Generally speaking, […]

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Joshua Street

Navigating the Equifax Data Breach

Financial Planning No Comment

You have probably been hearing a lot about the recent data breach at Equifax. Here’s the key information that you need to know, as well as what you can do to significantly reduce your risk of identity theft or credit fraud. Ultimately, hackers stole a large amount of personal data from Equifax — including Social […]

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Joshua Street

A Look At Counter-Trend: Part 2

Investing No Comment

Relationship to Managed Futures When considering alternative investments to diversify away from stock and bond risk within an investor’s portfolio, trend-following managed futures is often the first to be added to the portfolio.  This is likely due to trend-following managed futures’ intuitive design, lack of correlation to other asset classes over the long-run, and availability […]

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Joshua Street

A Look At Counter-Trend: Part 1

Investing No Comment

A counter-trend strategy is basically a contrarian trading strategy that aims to benefit from the tendency of investors to overreact to news in the short-term.  Although many investors find it pretty intuitive that trend-following capitalizes on the market’s tendency to continue rising (falling) over the course of the future months if it has been rising […]

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Joshua Street

Don’t Fight The Trend

Investing No Comment

Since lack of correlation to global markets is often the driving force when adding alternative investments to a portfolio, many investors start their search for alternative investments by screening for funds with low to negative correlations.  I listed off many of the possible alternatives strategies in my previous Student of Finance post, titled What Your […]

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Student of Finance

The broader finance industry is constantly evolving and providing new challenges for practitioners and end users alike. Acknowledging this fact, the best way to effectively manage your own finances and the finances of others is to become a lifelong student of finance. Josh Street created the Student of Finance blog to share relevant and timely topics that are related to financial planning, investments, and managing wealth.

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Disclosures

The commentary on this website reflects the personal opinions, viewpoints and analyses of Joshua Street and should not be regarded as a description of services provided by his employer or its affiliates. The opinions expressed in this website are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide general education about the financial industry. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Any indices referenced for comparison are unmanaged and cannot be invested into directly. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.