December 6, 2016
No one knows for certain what’s going to be the best investment allocation over the coming months, years, or decades; however, striving to build the most diversified portfolio possible is the best option for tilting the odds in your favor to maximize your risk-adjusted returns. A simple 60/40 portfolio allocation (60% stocks & 40% bonds) […]
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November 2, 2016
Ray Dalio, founder of the massive, well-known hedge fund Bridgewater Associates, put together this simple video on how the economy works. Coming from such a successful investment manager, it obviously has implications on considering the economy with regard to investing, but it also has some implications that can be applied at a more micro level […]
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June 9, 2016
So everyone ‘knows’ that they should never withdraw from their retirement accounts until 59 1/2 years old, right? Most people cite the 10% penalty that you’d have to pay to the IRS as the big prohibitive cost…but what if the math suggests otherwise?? I heard about the possibility that you may actually come out better […]
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March 21, 2016
Saying that “Risks are everywhere!” isn’t necessarily a profound statement, but it’s important to recognize from a high level that there are risks present in every aspect of our lives. In most cases, we generally handle the risk by either avoiding it, knowingly accepting the risk, reducing the frequency or severity of the risk, or […]
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March 1, 2016
Many investors know diversification to be the only “free lunch” in finance. The analogy most used for understanding the concept of diversification is to not put all your eggs in one basket, meaning that you shouldn’t risk all your prospects on the success of one venture. Taken in the context of investing, you can usually get a […]
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February 24, 2016
With more time and distractions seeming to always take a bite out of my day, I found it hard to make time for daily self-improvement through reading books & articles online. Instead, I realized I could make the most of my time by listening to podcasts during workouts at the gym, commuting to work, performing […]
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