September 18, 2017
You have probably been hearing a lot about the recent data breach at Equifax. Here’s the key information that you need to know, as well as what you can do to significantly reduce your risk of identity theft or credit fraud. Ultimately, hackers stole a large amount of personal data from Equifax — including Social […]
Read more
June 15, 2017
Relationship to Managed Futures When considering alternative investments to diversify away from stock and bond risk within an investor’s portfolio, trend-following managed futures is often the first to be added to the portfolio. This is likely due to trend-following managed futures’ intuitive design, lack of correlation to other asset classes over the long-run, and availability […]
Read more
May 25, 2017
A counter-trend strategy is basically a contrarian trading strategy that aims to benefit from the tendency of investors to overreact to news in the short-term. Although many investors find it pretty intuitive that trend-following capitalizes on the market’s tendency to continue rising (falling) over the course of the future months if it has been rising […]
Read more
January 9, 2017
Since lack of correlation to global markets is often the driving force when adding alternative investments to a portfolio, many investors start their search for alternative investments by screening for funds with low to negative correlations. I listed off many of the possible alternatives strategies in my previous Student of Finance post, titled What Your […]
Read more
December 6, 2016
No one knows for certain what’s going to be the best investment allocation over the coming months, years, or decades; however, striving to build the most diversified portfolio possible is the best option for tilting the odds in your favor to maximize your risk-adjusted returns. A simple 60/40 portfolio allocation (60% stocks & 40% bonds) […]
Read more
November 2, 2016
Ray Dalio, founder of the massive, well-known hedge fund Bridgewater Associates, put together this simple video on how the economy works. Coming from such a successful investment manager, it obviously has implications on considering the economy with regard to investing, but it also has some implications that can be applied at a more micro level […]
Read more
September 26, 2016
Long story short, I shattered the screen on my iPhone 6 recently after two years of owning it without any issues. The phone has worked great for me and isn’t showing any signs of wear. The battery still holds a charge just fine, it processes information as quickly as the day I first got it, I’ve got […]
Read more
June 9, 2016
So everyone ‘knows’ that they should never withdraw from their retirement accounts until 59 1/2 years old, right? Most people cite the 10% penalty that you’d have to pay to the IRS as the big prohibitive cost…but what if the math suggests otherwise?? I heard about the possibility that you may actually come out better […]
Read more
April 8, 2016
I consider myself privileged to have learned the value of money very early in my life, even though I grew up in a normal home without any major wealth. Starting before I could even ride a bike, my grammy and I would make a habit of getting up early on Sunday mornings to visit the flea market, […]
Read more
March 31, 2016
My desire for constant improvement – illustrated in the mindset of being a lifelong Student of Finance – has been ingrained in me for quite some time. However, my level of self-awareness, motivation, and focus jumped to a whole new level after reading The Miracle Morning book a little over a month ago… This book is incredibly […]
Read more